WVFCU Fee Schedule
Fees are subject to change without notice
Effective 11/15/2020
Type |
Charge |
|
| Account Reconciliation | $25.00 per hour (minimum one hour charge) | |
| Account Research | $25.00 per hour (minimum one hour charge) | |
| Account Status Printout | $1.00 per page | |
| Address Change Notification | No fee if notified by member, $3.00 if notified by U.S. Postal Service | |
| Balance Requests & Checking Inquiries by Phone |
$2.00 per request or inquiry | |
| Bill Pay | NSF/Overdraft Fee - $32.00 plus Service Provider Fee - 1.5% of any unpaid amounts & collection costs Courtesy Pay Fee - $32.00 plus Service Provider Fee of 1.5% of any unpaid amounts & collection costs if limit exceeded Stop Payment - $32.00 |
|
| Check Copy | $5.00 per item | |
| Check Printing | Prices depend on style | |
| Christmas Savings Account Withdrawal | $5.00 per transaction | |
| Collection Item (incoming) | $40.00 per item | |
| Counter Check Charge | $0.50 per check (minimum of 4) 8 free for new accounts | |
| Courtesy Pay Collection | $15.00 | |
| Courtesy Pay NSF | $32.00 per item | |
| Credit Card - Foreign Cash Advance | $10.00 | |
| Deposited Item Return (Personal) | $25.00 per item | |
| Deposited Item Return (2nd Party) | $10.00 per item | |
| Fresh Start Checking | $4.99 monthly maintenance fee | |
| Gold Checking | $5.00 monthly maintenance fee if $500.00 minimum balance is not kept. | |
| Fax Fee | $1.00 per page | |
| Inactive Membership Fee | $5.00 per month no member initiated activity for 6 months will be assessed on share & share draft accts. having an aggregate deposit balance relationship of $100 or less in all share accts. Fee will be waived for members under 18 or having an open loan. *See Below |
|
| IRA: Roth/Traditional and/or CESA | $25.00 if the account is closed, transferred or rolled over | |
| Items Sent for Collection | $15.00 per item | |
| Legal Process | $75.00 per occurrence | |
| Loan Modification Fee | $250.00 | |
| Regular Share Account Withdrawal (Reg D) |
6 free withdrawals per month, $2.00 for each additional withdrawal | |
| Mobile Deposit Capture (MDC) | Basic & Premier Levels are free up to approved limits, Fee Level: $0.60 per item | |
| Mobile Deposit Capture (MDC) Deposit Limit Exception Fee | $0.60 per item | |
| Money Market Account Withdrawal(Reg D) | 6 free withdrawals per month, $2.00 for each additional withdrawal | |
| M2M (Member-to-Member) Transfer Service | FREE | |
| Notary Service | FREE | |
| NSF for following: ACH, Popmoney ® Checking,VISA ATM/Check Card, Loan Payment | $32.00 per item | |
| Official Checks | $2.00 (regardless of account) | |
| Official Check Copy | $5.00 per item | |
| Overdraft Protection Transfer Fee from a WVFCU Account | $5.00 per item | |
| Partial Release on Deed Pledged as Collateral | $50.00 plus any legal fees incurred | |
| Payroll Check Cashing | $5.00 (if member account is less than $100.00) | |
| Processing of Subpoena, Levies & Garnishments | $75.00 per occurrence | |
| PSL over limit | $10.00 | |
| P2P (Person-to-Person) Payment Service | $.60 - $1.75 per transaction Premium services available at varying costs as selected NSF/Overdraft Fee - $32.00 Courtesy Pay Fee - $32.00 Stop Payment - $32.00 |
|
| Photocopy Fee | $1.00 per page | |
| Reinstatement of Account | $50.00 | |
| Reissue Lost/Stolen VISA ATM/Check Card | $15.00 | |
| Statement Copy | $1.00 per page | |
| Stop Payment (Check or ACH) | $32.00 per request | |
| Subordination Agreement | $50.00 | |
| Telephone Balance Inquiry (by Member Service Rep) | $2.00 | |
| Telephone Transfers (by Member Service Rep) | $2.00 | |
| Transfer of Account to Remove Joint Owner | $15.00 | |
| Unidentifiable Check Fee | $25.00 per check | |
| VISA ATM/Check Card Charge Back | $25.00 | |
| VISA International Service Agreement (ISA) | 3% | |
| Wire Transfer - Incoming to Federal Reserve | $15.00 | |
| Wire Transfer - Outgoing International | $70.00 | |
| Wire Transfer - Outgoing Local | $15.00 | |
| Safe Deposit Box Fees | ||
| Annual Rental by Size | ||
| 3" x 5" | $25.00 | |
| 5" x 5" | $30.00 | |
| 3" x 10" | $40.00 | |
| 5" x 10" | $50.00 | |
| 10" x 10" | $75.00 | |
| Changing of Lock | $175.00 | |
| Drilling of Box (missing both keys) | $250.00 | |
| Loss of (1) Key | $110.00 | |
| Coin Fees | ||
| $0.01 - $50.00 | No Charge | |
| $50.01 - $500.00 | 4% (Waived w/combined Deposit & Loan Balance Relationship of $10,000 or greater) | |
| Over $500.00 | 4% (Discounted to 2% with an Active WVFCU Preferred Relationship) | |
| Non-Members | 8% |
*Inactive Membership Fee continued: Accounts eligible for aggregated activity must be under the same membership number.
Go to main navigation