If your payee accepts electronic payments, in most cases the payment is made the next business day. If the payee only accepts checks, your payment will be sent out 3-5 days prior to your selected deliver date.  This is the typical time it takes for the payee to receive the payment. When you enter an amount, Bill Pay automatically displays the earliest date you can select for the payee to receive the payment.  You can either accept this date or change it to a later one.

Some companies may offer an expedited service for payments that need to be received as soon as possible.  For these payments, the calendar will allow an earlier date to be selected and add a small fee to the bill amount.  If you see this fee and did not mean to make an expedited payment, choose a later payment date.