Share Rates
Share Accounts | ||||
| Effective Date: Saturday, December 21st, 2024 | ||||
| Type | Min. Deposit to Open | Min. Balance to Earn APY | Dividend Rate | APY* |
| Regular Savings | $1.00 | $100.00 | 0.50% | 0.50% |
| Christmas Savings | $15.00 | $15.00 | 1.50% | 1.50% |
*APY = Annual Percentage Yield. Dividends are calculated by the daily balance method (paid monthly), which applies a daily periodic rate to the ending principal balance on the account each day. A $1.00 minimum balance must be maintained in your credit union regular shares account to establish membership and retain access to credit union services. Except as specifically described, the following disclosures apply to all of the above accounts. Please read our Share Account Disclosure for more information.
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Checking Accounts | ||||
| Effective Date: Saturday, December 21st, 2024 | ||||
| Type | Min. Deposit to Open | Bal. to Earn APY | Dividend Rate | APY* |
| Non-Interest Bearing Checking Accounts | ||||
| Regular Checking | $50.00 | N/A | 0.00% | 0.00% |
| Fresh Start Checking | $100.00 | N/A | 0.00% | 0.00% |
| Interest Bearing Checking Accounts | ||||
| Gold Checking** | $5,000.00 | $0.00 to $4,999.99 | 0.00% | 0.00% |
| $5,000 to $9,999.99 | 0.50% | 0.50% | ||
| $10,000 and above | 1.00% | 1.00% | ||
Money Market Accounts | |||
| Effective Date: Saturday, December 21st, 2024 | |||
| $5,000.00 Minimum balance to open account. | |||
| Tiered | Bal. to Earn APY | Dividend Rate | APY* |
| Tier 1 | $0.00 - $4,999.99 | 0.00% | 0.00% |
| Tier 2 | $5,000.00 - $9,999.99 | 0.50% | 0.50% |
| Tier 3 | $10,000.00 - $24,999.99 | 1.00% | 1.00% |
| Tier 4 | $25,000.00 - $49,999.99 | 1.25% | 1.25% |
| Tier 5 | $50,000.00 and above | 1.50% | 1.50% |
| *APY = Annual Percentage Yield. Dividends are calculated by the daily balance method (paid monthly), which applies a daily periodic rate to the principal in your account each day. A $1.00 minimum balance must be maintained in your credit union regular shares account to establish membership and retain access to credit union services. Except as specifically described. Please read our Share Account Disclosure for more information. | |||
Certificates | ||
| Effective Date: Saturday, December 21st, 2024 | ||
| $1,000.00 minimum investment to open account. Bonus rates may be available with a Preferred Relationship. | ||
| Term | Dividend Rate | APY* |
| 6 Months | 3.96% | 4.00% |
| 12 months | 3.93% | 4.00% |
| 18 Months | 3.44% | 3.50% |
| 24 Months | 3.44% | 3.50% |
| 30 Month | 2.96% | 3.00% |
| 36 Months | 2.96% | 3.00% |
| 48 Months | 2.47% | 2.50% |
| 60 Months | 2.47% | 2.50% |
*APY = Annual Percentage Yield. Dividends are calculated by the daily balance method (paid monthly), which applies a daily periodic rate to the principal in your account each day. * Dividends pay at maturity for 6 Month Certificate. Please read our Share Certificate Disclosures for more information.
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Traditional / Roth IRA Certificates | ||
| Effective Date: Saturday, December 21st, 2024 | ||
| $1,000.00 Minimum investment to open account. Bonus rates may be available with a Preferred Relationship. | ||
| Term | Dividend Rate | APY* |
| 12 Months | 3.93% | 4.00% |
| 24 Months | 3.44% | 3.50% |
| 36 Months | 2.96% | 3.00% |
| 48 Months | 2.47% | 2.50% |
| 60 Months | 2.47% | 2.50% |
*APY = Annual Percentage Yield. Dividends are calculated by the daily balance method (paid monthly), which applies a daily periodic rate to the principal in your account each day.
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Traditional / Roth IRA Savings | ||
| Effective Date: Saturday, December 21st, 2024 | ||
| $100.00 Minimum to open | ||
| Features | Dividend Rate | APY* |
| $100.00 - $9,999.99 | 0.50% | 0.50% |
| $10,000.00 and above | 1.25% | 1.25% |
| *APY = Annual Percentage Yield. Dividends are calculated by the daily balance method (paid monthly), which applies a daily periodic rate to the principal in your account each day. A $1.00 minimum balance must be maintained in your credit union regular shares account to establish membership and retain access to credit union services. Except as specifically described. Please read our Share Account Disclosure for more information. | ||